New Loan Program

New Loan Program

 Academy's expanded requirements take the stress out of using gift funds to purchase a new home. Gifts/grants are now allowed to be considered part of the borrower's own funds. 
  • Entire 5% down payment can be gifted by another person.
  • Private mortgage insurance is required, yet premiums are lower than on a comparable FHA loan.
  • Seller or lender credits for closing costs are allowed.
  • Gifts of equity are allowed.
 
Contact me today to put your gift funds to good use in purchasing a new home! 480-600-6766
 

Sample loan scenario: $200,000 purchase price, $190,000 loan amount, 5% down payment, $1,333.75/month (PITI), 30-year fixed 4.125% interest rate, 5.487% APR. Subject to property type, loan-to-value, and credit score. All mortgage products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Additional conditions, qualifications, and restrictions may apply. MAC0714-597392384


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Phone: 480-426-1590
Dated: December 2nd 2014
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Location & Address

Treehouse Realty
2075 S Cottonwood Dr.
Tempe , AZ
480-351-4972
480-966-5151